body { 
    font-family: arial, sans-serif; 
    font-size: 12pt; 
    color:#000000;
    background-color: #ffffff;
    margin: 0pt;
       }
   
   p, h4 { 
    margin-left: 10px;
      }
      
 ul, ol {
    font-size: 10pt;
    color: #000000;
    background-color: transparent;
   }
  
    .small {
    font-size: 10pt;
    color:#ffffff;
    background-color: transparent;
   }
   
    .smallblack {
    font-size: 10pt;
    color: #000000;
    background-color: transparent;
   }
   
   .sections {
   font-size: 10pt;
    color: red;
    background-color: transparent;
   }

  h4 {
   font-family: sans-serif;
   font-weight: 700;
   color: red;
   background-color: transparent;
  }
  
  #bannerAd {
  font-size: 10pt;
  }
  
  a:link {text-decoration: none;}
  a:visited {text-decoration: none;}
  a:hover {text-decoration: overline underline;}
  a:active {text-decoration: overline underline;}